Explore the key differences between liquor liability and general liability insurance for bars, restaurants, and any business serving alcohol. Learn why general liability alone isn’t enough, what liquor liability covers, and what you need to protect your business from dram shop exposure.
New to hiring employees in Michigan? Learn how to buy your first workers’ compensation insurance policy, including who needs it, what it covers, how premiums are calculated, and why choosing the right coverage limits matters.
Discover how much Michigan drivers pay for auto insurance in 2025, the major factors that impact premiums, and how you can lower your rate without sacrificing coverage.
Learn what Excess & Surplus (E&S) lines insurance is, how it differs from standard insurance markets, and why some Michigan businesses may need it. Understand coverage flexibility, costs, and key risks before you buy.
Alarm contracting businesses in Michigan need the right commercial auto insurance to protect fleets, employees and contracts. Learn key coverages, fleet-tips and policy must-haves for alarm contractors.
A Michigan Class C licensee must carry liquor liability insurance of at least $50,000 — but that may not be enough. Learn the real risks, coverage gaps and best practices for bars & restaurants.
Learn why landlords require liability insurance in commercial leases, how much coverage is typical, how to name your landlord as additional insured, and how to protect your business from lawsuit risk.
Learn what an installation floater is, how it protects your materials while in transit or waiting to be installed, and why it’s an essential part of a contractor’s insurance program in Michigan.
Explore the best home, auto & umbrella insurance solutions for high net worth individuals in Michigan — maximize protection for your assets and lifestyle.
Learn what factors determine the cost of commercial umbrella insurance and how much coverage small businesses and higher-risk industries typically pay per $1 million in protection.