InsureMichigan

Michigan’s Trusted Independent Insurance Agent.

Get Better Coverage & Lower Rates.

Call or Text: 248-459-3045

Personal Service & Tailored Solutions.

We shop multiple carriers so you don’t overpay.

The level of service and support you expect.


Make sure you have the proper coverage and protection for your needs. And keep your costs in check.

Blue collar worker

Business Insurance

Protect your business with our commercial insurance programs and coverage options including

  • Workers Compensation
  • General Liability Insurance
  • Commercial Property Insurance
  • Commercial Auto
  • Commercial Umbrella
  • Cyber Liability
  • And any other Commercial Insurance coverage you may need!


We understand that every business is different, and we work closely with you to create a policy that fits your specific requirements.

Comprehensive Insurance Solutions

At Your Michigan Insurance, we offer a wide range of business and personal insurance services tailored to meet your unique needs. Our goal is to provide you with peace of mind through customized coverage options.

Insurance policy
Home on the water

Personal Insurance

Safeguard your home and auto with our personalized insurance solutions. We offer flexible coverage options that can be tailored to your lifestyle, ensuring that you and your family are protected against unexpected events.

How to Get Insurance with Us? Reach Out Directly!

*Takes less than 30 seconds and we’ll contact you within 24 hours!

Check out our YouTube Channel for more information on both

Commercial and Personal Insurance!

Recent Blog Posts & Videos

What Is Commercial Umbrella Insurance And Why Is It Important?
By Bryan Gutowsky March 19, 2025
Commercial umbrella insurance provides extra liability protection when a major claim exceeds your primary policy limits. Learn what it covers, how it works, who needs it, and why it’s becoming more essential for Michigan businesses.
How Much Does Liquor Liability Insurance Cost In Michigan?
By Bryan Gutowsky March 18, 2025
Liquor liability insurance is required for Michigan businesses with a liquor license. Learn what it covers, the legal requirements, cost factors, and how much bars and restaurants typically pay in Michigan.
General Liability vs BOP: Main Differences? Which One You Need?
By Bryan Gutowsky March 17, 2025
General Liability vs BOP insurance explained. Learn what each policy covers, how they differ, and which one your business needs for the right protection.
What Is The Best Commercial Auto Insurance For Contractors?
By Bryan Gutowsky March 16, 2025
Contractors in Michigan need the right commercial auto insurance to protect their trucks, employees, and business. Learn which coverages contractors must have, why personal auto won’t protect you, and how to choose the best commercial auto policy for your business.
Northern Michigan Second Home Insurance: What Coverage You Need
By Bryan Gutowsky March 12, 2025
Learn how to properly insure a second home or seasonal property in Northern Michigan. This guide covers classification, replacement cost, liability limits, water backup, service line coverage, short-term rental considerations, and umbrella protection.
What Are The Rates For General Liability Insurance?
By Bryan Gutowsky March 11, 2025
What Are The Rates For General Liability Insurance? (FULL Breakdown)
The Best Business Insurance For Landscapers In Michigan
By Bryan Gutowsky March 10, 2025
Looking for the best business insurance for landscapers in Michigan? This complete guide breaks down essential coverages like general liability, commercial auto, workers compensation, inland marine, and more—so you can protect your landscaping business, employees, and equipment.
Why Is Michigan Auto Insurance So Expensive? (5 Reasons)
By Bryan Gutowsky March 7, 2025
Michigan has some of the highest auto insurance rates in the country — but why? Learn the 5 main reasons why Michigan car insurance is so expensive, including PIP coverage, the no-fault system, uninsured drivers, and more.
Does Commercial Property Insurance Cover Wind & Hail Damage?
By Bryan Gutowsky March 5, 2025
Most standard commercial property insurance policies cover wind and hail damage—but not always in the way you think. Learn how deductibles, exclusions, and roof condition impact your coverage.
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