Your Michigan Insurance

Michigan’s Trusted Independent Insurance Agent.

Get Better Coverage & Lower Rates.

Call or Text: 248-459-3045

Personal Service & Tailored Solutions.

We shop multiple carriers so you don’t overpay.

The level of service and support you expect.


Make sure you have the proper coverage and protection for your needs. And keep your costs in check.

Blue collar worker

Business Insurance

Protect your business with our commercial insurance programs and coverage options including

  • Workers Compensation
  • General Liability Insurance
  • Commercial Property Insurance
  • Commercial Auto
  • Commercial Umbrella
  • Cyber Liability
  • And any other Commercial Insurance coverage you may need!


We understand that every business is different, and we work closely with you to create a policy that fits your specific requirements.

Comprehensive Insurance Solutions

At Your Michigan Insurance, we offer a wide range of business and personal insurance services tailored to meet your unique needs. Our goal is to provide you with peace of mind through customized coverage options.

Insurance policy
Home on the water

Personal Insurance

Safeguard your home and auto with our personalized insurance solutions. We offer flexible coverage options that can be tailored to your lifestyle, ensuring that you and your family are protected against unexpected events.

How to Get Insurance with Us? Reach Out Directly!

*Takes less than 30 seconds and we’ll contact you within 24 hours!

Check out our YouTube Channel for more information on both

Commercial and Personal Insurance!

Recent Blog Posts & Videos

What Are The Rates For General Liability Insurance?
By Bryan Gutowsky March 11, 2025
What Are The Rates For General Liability Insurance? (FULL Breakdown)
Why Is Michigan Auto Insurance So Expensive? (5 Reasons)
By Bryan Gutowsky March 7, 2025
Michigan has some of the highest auto insurance rates in the country — but why? Learn the 5 main reasons why Michigan car insurance is so expensive, including PIP coverage, the no-fault system, uninsured drivers, and more.
Does Commercial Property Insurance Cover Wind & Hail Damage?
By Bryan Gutowsky March 5, 2025
Most standard commercial property insurance policies cover wind and hail damage—but not always in the way you think. Learn how deductibles, exclusions, and roof condition impact your coverage.
By Bryan Gutowsky November 6, 2025
Product Liability Insurance For Manufacturing Companies - The Basics
The Best Insurance Companies For Contractors In Michigan
By Bryan Gutowsky March 3, 2025
Looking for the best insurance companies for contractors in Michigan? Discover what coverages you need, which carriers specialize in contractor risks, and how to choose the right fit for your trade and business size.
Liquor Liability vs General Liability Insurance
By Bryan Gutowsky March 2, 2025
Explore the key differences between liquor liability and general liability insurance for bars, restaurants, and any business serving alcohol. Learn why general liability alone isn’t enough, what liquor liability covers, and what you need to protect your business from dram shop exposure.
Buying Your First Workers Comp Insurance Policy In Michigan
By Bryan Gutowsky February 27, 2025
New to hiring employees in Michigan? Learn how to buy your first workers’ compensation insurance policy, including who needs it, what it covers, how premiums are calculated, and why choosing the right coverage limits matters.
What Is The Average Cost Of Auto Insurance In Michigan? (2025)
By Bryan Gutowsky February 24, 2025
Discover how much Michigan drivers pay for auto insurance in 2025, the major factors that impact premiums, and how you can lower your rate without sacrificing coverage.
What is Excess & Surplus Lines Insurance? E&S Insurance Explained
By Bryan Gutowsky February 23, 2025
Learn what Excess & Surplus (E&S) lines insurance is, how it differs from standard insurance markets, and why some Michigan businesses may need it. Understand coverage flexibility, costs, and key risks before you buy.
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