Your Michigan Insurance

248-459-3045

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Blue collar worker

Business Insurance

Protect your business with our commercial insurance programs and coverage options including

  • Workers Compensation
  • General Liability Insurance
  • Commercial Property Insurance
  • Commercial Auto
  • Commercial Umbrella
  • Cyber Liability
  • And any other Commercial Insurance coverage you may need!


We understand that every business is different, and we work closely with you to create a policy that fits your specific requirements.

Comprehensive Insurance Solutions

At Your Michigan Insurance, we offer a wide range of business and personal insurance services tailored to meet your unique needs. Our goal is to provide you with peace of mind through customized coverage options.

Insurance policy
Home on the water

Personal Insurance

Safeguard your home and auto with our personalized insurance solutions. We offer flexible coverage options that can be tailored to your lifestyle, ensuring that you and your family are protected against unexpected events.

Personal Service & Tailored Solutions.

The level of service and support you expect.


With the goal of making sure you have the proper coverage and protection for your needs.


While also keeping your costs in check.

Check out our YouTube Channel for more information on both

Commercial and Personal Insurance!

How to Get Insurance with Us? Reach Out Directly!

Recent Blog Posts & Videos

What Is Uninsured & Underinsured Motorist Coverage in Michigan?
By Bryan Gutowsky July 18, 2024
Learn why uninsured and underinsured motorist coverage is a must-have in Michigan. Discover what it covers, how it protects you after an accident, and why you should add it to your auto insurance policy.
What Does Tech E&O Insurance Cover?
By Bryan Gutowsky July 17, 2024
What does Tech E&O insurance cover? Learn how Technology Errors and Omissions Insurance protects tech businesses from negligence claims, cyber risks, and client financial losses.
What Is a Retroactive Date in Commercial Insurance?
By Bryan Gutowsky July 16, 2024
Confused about retroactive dates in insurance? Learn what a retroactive date is, why it matters, and how it affects coverage in claims-made policies like E&O, Directors & Officers coverage, and EPLI.
Does Cyber Insurance Cover Ransom Payments? Cyber Liability 101
By Bryan Gutowsky July 15, 2024
Wondering if cyber insurance covers ransomware attacks and ransom payments? Learn how cyber liability policies can protect your business from the financial and operational impact of a ransomware incident.
MI Workers Comp: Minimum Coverage Requirements (Why You May Want More)
By Bryan Gutowsky July 13, 2024
Learn Michigan’s workers’ compensation minimum coverage limits and why upgrading to higher limits—like $500K or $1M—can better protect your business and employees.
PLPD vs Full Coverage – What’s the Difference? MI Auto Insurance
By Bryan Gutowsky July 10, 2024
Confused about the difference between PLPD and full coverage in Michigan? Learn what each covers, when you might need one over the other, and how to choose the right auto insurance for your situation.
How To Comply With Cisco’s Insurance Requirements? (Basic Guide)
By Bryan Gutowsky July 9, 2024
Looking to partner with Cisco? Learn how to meet Cisco’s insurance requirements, including general liability, workers comp, cyber insurance, and professional liability. A simple guide for compliance.
Michigan Homeowners Insurance: Everything You Need to Know
By Bryan Gutowsky July 8, 2024
Learn everything you need to know about homeowners insurance in Michigan, including key coverages, optional riders, discounts, and common mistakes to avoid.
Does Cyber Insurance Cover Wire Fraud? (Cyber Liability 101)
By Bryan Gutowsky July 6, 2024
Not all cyber insurance policies cover wire fraud. Learn when wire fraud is covered, why social engineering coverage matters, and how to protect your business from scams.
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